Home Insurance Costs with Deductible Scenarios in Wichita Falls, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Wichita Falls, TX	$98100	$976	$1,344
Byers-Petrolia, TX	$66800	$966	$1,330
Wichita Falls, TX	$98100	$976	$1,344
Burkburnett, TX	$96800	$722	$993
Wichita County, TX	$93200	$961	$1,322
Cashion Community, TX	$152200	$1228	$1,690
Electra, TX	$51400	$896	$1,233
Jolly, TX	$178100	$1279	$1,761
Scotland, TX	$105600	$1109	$1,525
Devol, OK	$53200	$625	$860

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Impact of Coverage Amount on Home Insurance Cost In Wichita Falls, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,456
$200,000	$4,237
$300,000	$5,331
$400,000	$6,745
$500,000	$8,634
$750,000 to $1000,000	$9,983
Above $1000,000	$11,804

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Wichita Falls, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Wichita Falls, TX Average Home Insurance Cost	$1,359.9
State Average Home Insurance Cost	$1,709
Difference Vs national Average	135.9

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Top Homeowners Insurance Companies in Wichita Falls, TX

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$4,678
Safeco	$2,816
United Property	$1,987
Texas Farmers	$261

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Wichita Falls, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-163	1197
One Claim	+109	1469
Two Claims	+190	1550

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