Home Insurance Costs with Deductible Scenarios in Odessa, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Odessa, TX	$130000	$1060	$1,458
West Odessa-Goldsmith, TX	$85300	$1040	$1,431
Midland, TX	$191100	$879	$1,209
Odessa, TX	$130000	$1060	$1,458
West Odessa, TX	$86100	$1043	$1,435
Andrews South, TX	$96800	$1080	$1,486
Goldsmith, TX	$83600	$1033	$1,422
Ector County, TX	$120800	$1038	$1,428
Kermit, TX	$57800	$659	$906
Winkler County, TX	$58200	$660	$908

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Impact of Coverage Amount on Home Insurance Cost In Odessa, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,103
$200,000	$3,506
$300,000	$4,432
$400,000	$5,781
$500,000	$7,400
$750,000 to $1000,000	$8,556
Above $1000,000	$10,117

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Odessa, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Odessa, TX Average Home Insurance Cost	$1,476
State Average Home Insurance Cost	$1,709
Difference Vs national Average	252

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Top Homeowners Insurance Companies in Odessa, TX

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$4,678
Homeowners	$3,054
Farmers	$2,042
Texas Farmers	$261

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Odessa, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-192	1284
One Claim	+133	1609
Two Claims	+207	1683

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