Home Insurance Costs with Deductible Scenarios in Lubbock, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lubbock, TX	$124200	$1046	$1,440
Shallowater, TX	$110100	$702	$967
Wolfforth, TX	$176600	$1277	$1,757
Smyer, TX	$76900	$1008	$1,387
Ransom Canyon, TX	$210700	$1334	$1,836
Buffalo Springs, TX	$135700	$1191	$1,639
Idalou, TX	$137000	$1195	$1,644
Lubbock County, TX	$122700	$1042	$1,434
New Home, TX	$121400	$1155	$1,589
Lubbock, TX	$124200	$1046	$1,440

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Impact of Coverage Amount on Home Insurance Cost In Lubbock, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,140
$200,000	$3,372
$300,000	$4,902
$400,000	$5,771
$500,000	$7,387
$750,000 to $1000,000	$8,541
Above $1000,000	$10,099

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Lubbock, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lubbock, TX Average Home Insurance Cost	$1,457.1
State Average Home Insurance Cost	$1,709
Difference Vs national Average	233.1

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Top Homeowners Insurance Companies in Lubbock, TX

Insurance Provider	Average Homeowners Insurance Cost($)
Homeowners	$3,054
Liberty Mutual	$2,486
United Property	$1,987
Texas Farmers	$261

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Lubbock, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-204	1253
One Claim	+102	1559
Two Claims	+175	1632

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