Home Insurance Costs with Deductible Scenarios in Lubbock County, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lubbock County, TX	$122700	$1042	$1,434
Idalou, TX	$137000	$1195	$1,644
Lubbock, TX	$124200	$1046	$1,440
Ransom Canyon, TX	$210700	$1334	$1,836
Shallowater, TX	$110100	$702	$967
Buffalo Springs, TX	$135700	$1191	$1,639
Wolfforth, TX	$176600	$1277	$1,757
Lubbock County, TX	$122700	$1042	$1,434
Lorenzo, TX	$63300	$951	$1,308
Smyer, TX	$76900	$1008	$1,387

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Impact of Coverage Amount on Home Insurance Cost In Lubbock County, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,226
$200,000	$3,318
$300,000	$4,622
$400,000	$5,857
$500,000	$7,497
$750,000 to $1000,000	$8,668
Above $1000,000	$10,250

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Lubbock County, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lubbock County, TX Average Home Insurance Cost	$1,451.7
State Average Home Insurance Cost	$1,709
Difference Vs national Average	227.7

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Top Homeowners Insurance Companies in Lubbock County, TX

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$4,678
AIG	$2,608
USAA	$2,239
ASI Lloyds	$2,232

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Lubbock County, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-189	1263
One Claim	+116	1568
Two Claims	+189	1640

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