Home Insurance Costs with Deductible Scenarios in Howard County, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Howard County, TX	$85700	$937	$1,289
Sand Springs, TX	$106300	$1111	$1,528
Big Spring, TX	$81500	$923	$1,270
Coahoma, TX	$104200	$1104	$1,520
Big Spring North, TX	$93500	$1069	$1,471
Forsan, TX	$71300	$985	$1,356
Howard County, TX	$85700	$937	$1,289
Lamesa Southwest, TX	$85600	$1041	$1,433
Fluvanna-Ira, TX	$119000	$1148	$1,580
Scurry County, TX	$89800	$751	$1,033

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Impact of Coverage Amount on Home Insurance Cost In Howard County, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,744
$200,000	$4,302
$300,000	$6,033
$400,000	$7,554
$500,000	$9,669
$750,000 to $1000,000	$11,180
Above $1000,000	$13,220

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Howard County, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Howard County, TX Average Home Insurance Cost	$1,305
State Average Home Insurance Cost	$1,709
Difference Vs national Average	81

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Top Homeowners Insurance Companies in Howard County, TX

Insurance Provider	Average Homeowners Insurance Cost($)
AIG	$2,608
Allstate	$2,239
USAA	$2,239
United Property	$1,987

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Howard County, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-183	1122
One Claim	+91	1396
Two Claims	+183	1488

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