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Home Insurance Costs with Deductible Scenarios in El Paso, TX & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
El Paso, TX $121300 $1039 $1,430
Chamberino, NM $95000 $520 $715
El Paso Northwest, TX $156000 $990 $1,362
Homestead Meadows South, TX $69800 $696 $957
Berino, NM $63000 $458 $630
Vinton, TX $80400 $1022 $1,406
Santa Teresa, NM $175300 $640 $880
Chaparral, NM $71500 $443 $609
El Paso, TX $121300 $1039 $1,430
Sunland Park, NM $104400 $498 $685

Impact of Coverage Amount on Home Insurance Cost In El Paso, TX

Coverage Amount Home Insurance Cost ($)
$100,000 $1,078
$200,000 $3,479
$300,000 $4,868
$400,000 $6,021
$500,000 $7,707
$750,000 to $1000,000 $8,911
Above $1000,000 $10,537


El Paso, TX Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
El Paso, TX Average Home Insurance Cost$1,447.2
State Average Home Insurance Cost$1,709
Difference Vs national Average223.2

Top Homeowners Insurance Companies in El Paso, TX

Insurance Provider Average Homeowners Insurance Cost($)
Homeowners $3,054
Liberty Mutual $2,486
Travelers $2,184
Texas Farmers $261

El Paso, TX Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -188 1259
One Claim +87 1534
Two Claims +188 1635