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Home Insurance Costs with Deductible Scenarios in El Paso County, TX & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
El Paso County, TX $116600 $1027 $1,414
San Elizario, TX $59100 $663 $912
Fabens, TX $57900 $659 $906
Morning Glory, TX $85100 $1039 $1,430
El Paso County, TX $116600 $1027 $1,414
Horizon City, TX $122600 $725 $998
Sparks, TX $53400 $905 $1,246
Homestead Meadows North, TX $89300 $1054 $1,450
Clint, TX $104300 $1104 $1,520
Chamberino, NM $95000 $520 $715

Impact of Coverage Amount on Home Insurance Cost In El Paso County, TX

Coverage Amount Home Insurance Cost ($)
$100,000 $1,400
$200,000 $3,531
$300,000 $4,900
$400,000 $6,039
$500,000 $7,730
$750,000 to $1000,000 $8,938
Above $1000,000 $10,568


El Paso County, TX Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
El Paso County, TX Average Home Insurance Cost$1,431
State Average Home Insurance Cost$1,709
Difference Vs national Average207

Top Homeowners Insurance Companies in El Paso County, TX

Insurance Provider Average Homeowners Insurance Cost($)
AIG $2,608
United $2,439
ASI Lloyds $2,232
Farmers $2,042

El Paso County, TX Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -186 1245
One Claim +129 1560
Two Claims +172 1603